Ayushman Bharat Pradhan Mantri Jan Arogya Yojna
Ayushman
Bharat Pradhan Mantri Jan Arogya Yojna is
one of the government funded health scheme has been made for almost all family
comes under low income and vulnerable categories according to SECC 2011 of
India. The patients family feels proud having such a government who supports financially
in time of difficulties without any return. To know in detail about this scheme
please read the article thoroughly.
What
is ABPMHAY?
Ayushman Baharat Pradhan Mantri Jan
Arogya Yojna is one of the public welfare yojna of government of India. It is
the largest Indian government funded health scheme ever lunched in September,
2018. It is meant for assist each and every family of India for critical
ailments treatment. This includes diseases like cancer, surgery, pregnancy and
many more. According to this yojna each eligible family (Low-Income or
vulnerable) is entitled to get INR 500000/- in a year for treatment for
critical disease. Especially senior citizens over 70 year are to get additional
top-up INR 500000/- for treatment. The scheme covers more than 1900 medical and
surgical procedures across thousands of medicals in India.
Key
Features
Ø Case-less help: Government helps INR 500000/- per
year to eligible family for medical expenses regarding treatment of cancer,
delivery and surgery etc.
Ø Senior citizen: An additional coverage of INR
500000/- is supported to all senior citizen irrespective of their income
status.
Ø Wide Range of Service: The scheme covers more than
1900 medical and surgical procedures including heart surgery, cancer treatment,
deliveries etc.
Ø Beneficiaries can walk any government or private
empanelled hospital across India for treatment with this card.
Ø All pre-existing conditions are covered from day one
which includes diagnosis, treatment, surgery and medicine etc. up to 3 days for
pre hospitalization and 15 days for post hospitalization.
Ø Pradhan Mantri Jan Arogya Yojna provides financial protection
fund to vulnerable families for secondary and tertiary hospitalization in
India.
Eligibility
Ø All rural and urban poor families according to SECC
2011 (Socio Economic Caste Census) are eligible to get the benefit.
Ø Family headed with female: Any family where there is
no male aged between 16 and 59 or above, comes under eligibility criteria for
ABPMJAY.
Ø All senior citizens equal or above 70 year are
eligible for this scheme irrespective of their income status.
Ø There is no restriction on family size, number of members,
their age and gender at all.
Ø It covers over 12 Crore of the population through
out India.
Not
eligible:
Ø All government employees, Tax payers and individuals
earning more than INR 10,000/- per month, age between 16 and 69 are excluded
from this scheme except senior citizens aged 70+ years.
How
to Apply
Ø Check eligibility first if you are fit for the
purpose
Ø Visit official portal or install Ayushman Card app
in your mobile
Ø Complete e-KYC: Verify your Adhaar Card registered
mobile number with OTP.
Ø Download Card: Once verified, you can download
Ayushman Golden Card directly from the portal and get printed it.
Ø Avail Treatment: You can visit any empanel medical
for treatment and make payment of medical bill through this card. You have to
product the Adhaar card of Patient and Ayushman Card at the Ayushman Mitra Desk
at the reception of the concerned medical.
Conclusion
This is a historical and healthy
scheme for citizens of India. It has been serving since 2018 in India to its
beneficiaries without any obstacle. Public of this country is very happy with
such a Yojana that support them financially and saves the precious life of
family member.
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